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If you have fallen behind on your mortgage and need an adjustment plan from the lender, a hardship letter is what you may need. An HSBC hardship letter is a letter you should send to your mortgage company explaining why you didn’t make your payments on time. The hardship letter should be sent to the…
Technology has a way of slipping from the sci-fi past into the present like Michael J. Fox’s Delorean in “Back to the Future.” Remember those sliding doors in Star Trek on the USS Enterprise? We take them for granted now. And every time I see someone open a cell phone and talk to someone, I…
Problems continue to mount for the Mets, who cut right-hander Jacob deGrom from his last scheduled start against the San Diego Pades. Although manager Terry Collins said the decision was a matter of weather and not physical, fans should be at least a little concerned. After all, the club that was supposed to compete with…
Need some fun date ideas? You have come to the right place. Many of the fun date ideas listed below are not recommended as a first date unless you know the person very well or have known them for a long time. But if you’ve been on a few dates and really want to impress,…
Webosaurs is a social networking massively multiplayer online role-playing game (MMORPG) that was released in October 2009 by Reel FX Entertainment. It started as a free beta test site until all programming issues were fixed. The site is aimed at children from 5 to 12 years old. Dinosaurs have always been popular with children. With…
Drains and pipes of all kinds tend to get clogged over time. They also deteriorate over time and eventually require maintenance. Any industry that waits until this happens is not getting ahead of the game and therefore not policing efficient work practices. This is why regular drain and sewer chamber inspection routines are not only…
Concrete polishing is a new trend that has been discovered and widely used among home and business owners across the country. There are several reasons why concrete polishing is a fantastic option for new construction, existing property, and renovation projects. So why is concrete polishing suddenly desirable? The answer can be found below. Read on…
Last month, the Fed took a drastic step by cutting the rate twice by a total of 125 basis points. And down 225 basis points since last fall, what does this say about potential stock returns? Let’s look at the historical data. Since 1950, the Federal Reserve has cut more than 200 basis points 11…
Up, up and away in my beautiful balloon into the clear blue beyond, through and beyond the clouds. Do you think you would like to float on a cloud? How about “Pennies from Heaven”? Are we there yet? Do not? Well… allow me a moment to illuminate your spirit… through the cloud. The cloud as…
Many tourists flock to well-known destinations in Southern California like San Diego, Disneyland, Los Angeles, and Santa Barbara. These are all great places to visit, but if you’re looking for somewhere different that’s a little off the radar, check out the following amazing destinations: the channel islands My husband and I have lived in California…