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The fair market value of a note is less than its cost Investors, beware The fair market value (FMV) of most notes and mortgages is less than their unpaid balances, cost, or face value. I have appraised and invested in IRAs for the past 35 years, and I have frequently found that most note holders…
Homes are not just living rooms and bedrooms, the heart of the home is the kitchen. Instrumental in preparing sumptuous fares, kitchens must be vibrant, safe and bright. Dim, muted lighting looks good elsewhere, but it’s definitely not the best option for a kitchen that’s meant to be used. Modern choice of lighting. LED, (acronym…
If you’ve seen this movie, you know what a high-performance car looks like. Some of the cars in this movie are cars that many of us dream we could have. Some of these cars are Mitsubishi Evolution, Mitsubishi Eclipse, Nissan Skyline, Toyota Supra, Mazda RX-7, and more. All of these cars share one important thing,…
Most of the social media marketers are now chatting about streaming videos and their uses. From small scale industries to prominent corporate organizations; everyone is trying to take advantage of the video trend. Surveys and research have shown that people want to watch live video on Facebook rather than spend time watching a video that…
Congratulations! You and your partner have a bundle of joy on the road. My husband and I were ecstatic when we found out we were pregnant with our first child, but that’s when reality hit. One more person in the household meant more expenses in all respects and a complete change from our usual routine….
When buying smartphones, people have different requirements in mind. There are profitable Android phones that follow the needs of a budget customer. And then there are smartphones for those who prefer to buy products with excellent specifications and fast performance. A smart buy is a higher quality phone at a smarter mid-price tag. An ideal…
There are times when you start to become disillusioned with your current relationship. Things don’t seem to be working out with your boyfriend and you are getting fed up with his behavior and lack of understanding. This is the time to take matters into your own hands and do something to change the situation. Here…
However, while refining the color, intensity, isolation, and manipulation of the image, clipping path services also help remove some components from the original image. In many cases, the image of the original product incorporates elements that are irrelevant or unimportant, occupying the space and the power to achieve a definitive visual impact. For example, modern…
If you have never heard of Collembola, you are not alone. Until recently, these ground creatures were thought to be essentially harmless. Even doctors vehemently denied that springtails could infest human hair and skin. People who suffered from chronic itching, biting, and crawling sensations were often considered delusional, but that mindset is slowly changing. Mounting…
It happens too often. A stray cat adopts a family friend or cat. And after a few weeks it turns out that she is pregnant. In the US alone, there must be millions of sweet but homeless cats. And many of them get pregnant several times a year. No one really knows why, but pregnant…